The Personal Finance course for grades 9-12 provides students with a fundamental understanding of financial principles and practices essential for managing personal finances. Through this course, students will learn about budgeting, saving, investing, credit management, and financial planning, preparing them for financial independence and responsibility.

• Budgeting and Saving:
  Understand how to create and manage a budget and the importance of saving for future goals.
• Investing Basics:
  Learn the fundamentals of investing, including different types of investments and risk management.
• Credit Management:
  Explore the uses and dangers of credit, how to read a credit report, and ways to build a good credit score.
• Financial Planning:
  Develop skills to plan for long-term financial health, including setting financial goals and understanding taxes and insurance.
• Avoiding Debt:
  Gain knowledge on how to avoid unnecessary debt and learn strategies to minimize financial liabilities.
• Getting Out of Debt:
  Understand various methods and strategies for paying off existing debts effectively and efficiently.
• Planning to Live with No Debt:
  Learn how to create a lifestyle that minimizes debt, emphasizing financial freedom and independence.
• Real-World Applications:
  Apply concepts learned in class through simulations and real-world scenarios to make informed financial decisions.